Archive for the ‘investments’ Category
2 March – Markets Review – Chris Gilmour – Absa Investments
(www.abndigital.com)
Eleni Giokos speaks to Chris Gilmour, from Absa Investments, looking at: PMI figures in China and SA; EU officials visiting Greece; SA Earnings so far; Steinhoff numbers expected today; Earnings in the construction sector.
Duration : 0:9:8
CFA Exam Prep: Level 1 Debt (fixed income ) Investments: Brian Zen, Ph.D., CFA
CFA Exam Debt Investments: Analysis and Valuation. The complete CFA exam videos are available at http://www.allenresources.com
Duration : 0:10:1
Investing report: Why property investments are overvalued without capital gains
Bernard Hickey delivers an investing report in association with BNZ on the ratio of median house prices to median rents which shows returns ranging from 4% to 5% before maintenance and rates.
This suggests residential property investment only makes sense if capital gains are made.
Duration : 0:2:7
Jing Ulrich Discusses China’s Yuan, Investment Strategy: Video
Feb. 23 (Bloomberg) — Jing Ulrich, chairwoman of China equities and commodities at JPMorgan Chase & Co., talks with Bloomberg’s Michael McKee about the outlook for the Chinese yuan.
Ulrich, speaking from Hong Kong, also discusses investment strategy for China. (This report is an excerpt. Source: Bloomberg)
Duration : 0:2:12
Don’t Let Politics Drive Your Investments – Morningstar Video
Astor Financial’s Rob Stein thinks politics have their place, but the impact on the overall economy is over-emphasized and overrated.
For more Morningstar Video, please visit: http://www.morningstar.com/cover/videocenter.aspx
Duration : 0:3:45
Pension Plans With Mutual Fund Investments
Pension Plan helps the average investor to accumulate wealth over the period in order to meet his/her expenses after retirement. Usually it is the insurance companies that draw customers with the array of pension plans that they provide, but the lesser known fact is that Mutual Fund also manages pension products. Currently only one private sector mutual fund has a pension plan catering to the investor and there is more than one reason for you to look at this plan seriously. The Plan is none other than Templeton India Pension Plan (TPP), the country’s first and only central government approved private sector pension scheme under Section 88. In other words, investing in this pension plan will also provide you with tax saving benefits similar to tax saving Mutual Funds (ELSS) and other investing instruments such as National Saving Certificate (NSC) and Public Provident Fund (PPF). Though both tax saving mutual funds and pension plans are in the same investment genre as they offer tax-deduction benefits, both have varying rates. The investment amount on which tax benefits can be claimed by investing in tax-saving funds is restricted to a maximum permissible limit of Rs 10,000 (approximately). However, the maximum permissible investment limit under TPP is Rs 70,000(approximately).
Coming to the points as to why the average investor should consider this investment as a part of their investment portfolio. The main feature of a good pension plan is to be deterrent for early withdrawals. Templeton Indian Pension Plan (TIPP), generally allows you to withdraw your money after 58 years of age or after 3 years of investment. If you do want to withdraw your money after 3 years of investment, even if you aren’t 58 years old you can do so after paying a 3% exit load (administrative charges you pay when you sell your units or assets). The power of equities will provide you long term capital gains if your investment portfolio has a time period of a minimum of 10 years. Templeton Pension Plan offers better tax-saving options when compared to other investing instruments of the same genre. Returns from NSC or PPF will be hard to match the returns generated by TPP if one is willing to consider a comparison given that PPF and TPP are retirement-oriented investments.
Whenever you opt to invest in a Mutual Fund, two prime factors that needs to given due importance are Asset Allocation and Fund Manager. TIPP has increased its exposure to IT stocks in the latest quarter and reduced exposure to stocks in the metals space such as Hindalco. A well-diversified equity portfolio with limited exposure to mid-caps makes it a less risky portfolio. As far as performance goes the plan has delivered an impressive cumulative annual return of 18 per cent for the last five years. The fund has been able to beat its benchmark returns and has also recorded lower losses than its benchmark in the last quarter, when the market turned weak. So for investors who are looking for a good investment module to invest in other than the regular insurance product TIPP is an excellent option.
Ryan Crown
http://www.articlesbase.com/investing-articles/pension-plans-with-mutual-fund-investments-741742.html
Secretary of State Clinton investment in people key to fulfilling the dream of democracy diversity
Secretary of State Hillary Rodham Clinton remarks on fulfilling the dream of democracy made at the Black History Month celebration at the Department of State Secretary of State Clinton investment in people key to fulfilling the dream of democracy Secretary of State Clinton says investment in people is key to “fulfilling the dream of democracy” both at home and abroad; urges foreign leaders to create opportunities for citizens through diversity
Duration : 0:1:11
The difference between investment and consumption.The Herd Behavior and Investments
The psychology of investing
Most of the reasons that make people lose money in the stock market are psychological. Out of every 100 mistakes made by investors 99 are a result of emotional decisions. If you learn how to control your emotions and how to have self discipline your chances of making money from stocks will become very high and you will most likely become a successful investor. (see the psychology of investing)
The herd behavior and investments
The herd behavior is the act of following the crowd in whatever they are doing even if you don’t have enough information about the stock you are going to buy. Some people rush into buying just because everyone around them is buying and some run to sell just because everyone around them is selling. What’s funny is that most investors fail to beat the market index and most fail to protect their money from losses, but still follow each other blindly.
Usually when everyone sells their stocks because of fear, the market reaches very attractive valuations that allows investors who bus at that time to make good profits. On the other hand when everyone buys stocks out of excessive optimism the stock market becomes overvalued and major investment institutes start to exit their positions, thus causing major losses to those who bought stocks at these expensive valuations.
Why do people influence your investing decision?
In the investment world, there are two main reasons for believing in others more than believing in yourself, lack of self discipline and lack of knowledge. Lack of self discipline will let you follow your emotions without being able to control yourself from buying or selling, and lack of knowledge about a specific stock might let you buy it without being aware of its bad financial position.
If you want to protect yourself from getting involved in herd behavior, do your homework by researching stocks well before you buy them and develop self discipline, only then you will be able to control yourself when others lose control of their emotions. One final thing, if you discover later that everyone’s net gains are positive then forget about this article and follow them, but what you are going to discover is that most of the people you are following are either losing money or not making good profits.
M.Farouk Radwan
http://www.articlesbase.com/finance-articles/the-herd-behavior-and-investments-679890.html
Peter Schiff: Paper is phony investment
http://thecomingdepression.net Peter Schiff shows us that the US dollar’s collapse is inevitable thru graphs. He explains that paper investments will be worthless once this phony economy collapses.
Duration : 0:3:43